1) Introduction
By using our website theloanwise.com, you agree to the terms outlined in this Privacy Policy. If you do not agree, please do not use the Site.
2) Information We Collect
- Personal Information: Name, email address, phone number, monthly salary/income, employment type, and other details submitted through our lead forms.
- Non‑Personal Information: Browser type, device information, IP address, referral URL, and browsing behavior on the Site.
- Cookies & Tracking Data: Information collected through cookies and similar technologies (see below).
3) How We Use Your Information
- To connect you with lenders, NBFCs, banks, or partners for loan/credit card offers.
- To contact you with updates, offers, or follow‑ups based on your lead submission.
- To personalize user experience and improve website functionality.
- To comply with legal obligations and enforce our Terms & Conditions.
4) Data Sharing & Disclosure
- We may share your personal information with financial institutions, NBFCs, channel partners, or other third parties for the purpose of evaluating eligibility and providing loan/credit card offers.
- We may also share your information with service providers (e.g., hosting, analytics, email providers) who process data on our behalf.
- We will disclose information if required by law, regulation, or legal process.
5) Cookies & Tracking Technologies
We use cookies and similar technologies to:
- Remember your preferences and settings.
- Measure site performance and analyze traffic.
- Deliver targeted advertising and promotional content.
You can control or disable cookies through your browser settings, but some features of the Site may not function properly.
6) Data Security
We implement reasonable security measures (technical and organizational) to protect your personal information from unauthorized access, disclosure, alteration, or destruction. However, no system can be guaranteed to be 100% secure.
7) Data Retention
We retain your personal information only for as long as necessary to fulfill the purposes outlined in this Policy, unless a longer retention period is required by law.
8) Your Rights
You may have the following rights under applicable law:
- Access and request a copy of your personal information.
- Request correction of inaccurate or incomplete data.
- Request deletion of your data, subject to legal and contractual restrictions.
- Withdraw consent to marketing communications at any time.
9) Third‑Party Websites & Services
Our website may contain links to third‑party websites. We are not responsible for their privacy practices or content. Please review the privacy policies of those websites.
10) Children’s Privacy
Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from minors. If you believe a minor has provided data, please contact us immediately.
11) Changes to This Privacy Policy
We may update this Privacy Policy from time to time. The updated version will be effective once posted on this page, with the updated date noted at the top.
12) Contact Us
If you have questions, concerns, or requests regarding this Privacy Policy, please contact us at:
- Email: privacy@theloanwise.com